{"id":15966,"date":"2023-10-27T05:13:13","date_gmt":"2023-10-27T05:13:13","guid":{"rendered":"https:\/\/earnkaro.com\/blog\/?p=15966"},"modified":"2025-07-31T09:58:45","modified_gmt":"2025-07-31T09:58:45","slug":"refer-and-earn-apps","status":"publish","type":"post","link":"https:\/\/earnkaro.com\/blog\/refer-and-earn-apps\/","title":{"rendered":"Top 40 Refer and Earn Apps in India for 2026"},"content":{"rendered":"
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\"Signup<\/a><\/figure><\/div>\n\n\n
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Copy Link. Share. Earn Money.<\/strong> <\/p>\n\n\n\n

Who knew earning a little extra money on the side could be this easy?! If you are someone who is looking for ways to earn money, then you are at the right place.<\/p>\n\n\n\n

What if we tell you that the apps on your phone right now can make you money? Yes, you read it right. All the apps installed on your phone can help you earn money through their referral program. Whether it is your favorite food ordering app like Swiggy or your most used payment app like Paytm, all of these apps offer a refer and earn program that you can join with just a few clicks.<\/p>\n\n\n\n

This blog is all about how you can join these top refer and earn apps in India and start earning today. But before we dive deep into these apps, let’s first get a quick look at the benefits they offer.<\/p>\n\n\n\n

What are Refer and Earn Apps?<\/strong><\/h2>\n\n\n\n

Think of a Refer and Earn app as a way to earn money by referring apps to your friends. These apps reward you when someone signs up using your referral code or link.<\/p>\n\n\n\n

Here\u2019s the deal:<\/p>\n\n\n\n

You sign up on the app \u2192 share your unique link with your friends \u2192 they join and do something basic (like sign up or make a transaction) \u2192 and you both get rewarded.<\/p>\n\n\n\n

Rewards can be anything from real cash and wallet money to discount coupons or shopping vouchers.<\/p>\n\n\n\n

What are the benefits of using Refer and Earn apps?<\/strong><\/h2>\n\n\n\n
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  1. Low Barrier to Entry<\/strong>: Refer and earn apps are incredibly easy to get started with and require minimal investment. All you need to do is sign up for the app, share your referral link, and wait for the money to start rolling in.<\/li>\n\n\n\n
  2. High Earning Potential<\/strong>: Refer and Earn apps offer high earning potential, with some apps offering up to 100% commission for each referral. This means that if you refer enough people, you can make a sizable income with minimal effort.<\/li>\n\n\n\n
  3. Passive Income:<\/strong> Refer and earn apps allow you to make a passive income. Once you have set up your referral link, you can sit back and watch your bank balance grow.<\/li>\n\n\n\n
  4. Promoting Products that You Believe In:<\/strong> Refer and earn apps allow you to promote products and services that you believe in and that you are passionate about. This makes it easier to stay motivated and to keep referring new people.<\/li>\n\n\n\n
  5. Flexibility:<\/strong> Refer and Earn apps offer flexibility as you can work on your terms and set your hours. This makes it perfect for those who want to make money on their terms and don\u2019t want to be tied down to a traditional job.<\/li>\n<\/ol>\n\n\n
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    \"Profit<\/a><\/figure><\/div>\n\n\n

    Types of Refer and Earn Apps<\/strong><\/h2>\n\n\n\n
    E-commerce Apps<\/strong><\/td>Earn rewards by referring friends to shop on e-commerce platforms.<\/td><\/tr>
    Payment Apps<\/strong><\/td>Get rewards for referring friends to download and use payment apps.<\/td><\/tr>
    Investment Apps<\/strong><\/td>Refer friends to open an investment account and earn rewards.<\/td><\/tr>
    Food Delivery Apps<\/strong><\/td>Earn rewards by referring friends to order food from the app.<\/td><\/tr>
    Ride-Hailing Apps<\/strong><\/td>Get rewards for referring friends to take their first ride.<\/td><\/tr>
    Gaming Apps<\/strong><\/td>Earn rewards for referring friends to download and play games.<\/td><\/tr>
    Survey Apps<\/strong><\/td>Get rewards for referring friends to complete surveys.<\/td><\/tr>
    Other Apps<\/strong><\/td>Many types of apps offer referral rewards, including travel, social media, and utility apps.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    List of 40 Best Refer and Earn Apps in India<\/strong><\/h2>\n\n\n\n
    Refer and Earn App<\/th>Referral Earnings<\/th><\/tr><\/thead>
    EarnKaro<\/strong><\/td>10%<\/td><\/tr>
    Groww<\/strong><\/td>\u20b9100<\/td><\/tr>
    Upstox<\/strong><\/td>\u20b9600<\/td><\/tr>
    PhonePe<\/strong><\/td>\u20b975<\/td><\/tr>
    Paytm<\/strong><\/td>\u20b9100<\/td><\/tr>
    NordVPN<\/strong><\/td>3 months free<\/td><\/tr>
    Times Prime<\/strong><\/td>\u20b9350<\/td><\/tr>
    Zerodha<\/strong><\/td>10% of the brokerage<\/td><\/tr>
    My11Circle<\/strong><\/td>\u20b9551<\/td><\/tr>
    Amazon Pay<\/strong><\/td>\u20b925<\/td><\/tr>
    ySense<\/strong><\/td>30% recurring commission<\/td><\/tr>
    IIFL Securities<\/strong><\/td>\u20b9500<\/td><\/tr>
    CRED<\/strong><\/td>Up to \u20b91000      <\/td><\/tr>
    EarnEasy<\/strong><\/td>\u20b915<\/td><\/tr>
    Winzo<\/strong><\/td>\u20b955<\/td><\/tr>
    Paytm Money<\/strong><\/td>\u20b9400 per referral + up to 50% rev share<\/td><\/tr>
    Google Pay<\/strong><\/td>100 referral rewards<\/td><\/tr>
    CreditMantri<\/strong><\/td>\u20b9100<\/td><\/tr>
    TaskBucks<\/strong><\/td>\u20b963<\/td><\/tr>
    RozDhan<\/strong><\/td>\u20b98<\/td><\/tr>
    Pocket Money<\/strong><\/td>\u20b9160<\/td><\/tr>
    MobiKwik<\/strong><\/td>Up to \u20b95,000 SuperCash<\/td><\/tr>
    Vision11<\/strong><\/td>\u20b9100<\/td><\/tr>
    5Paisa<\/strong><\/td>\u20b9200 Referral credit + 12.5% brokerage sharing<\/td><\/tr>
    Zupee<\/strong><\/td>\u20b95<\/td><\/tr>
    Meesho<\/strong><\/td>25% commission for the first 3 orders<\/td><\/tr>
    MPL<\/strong><\/td>\u20b975<\/td><\/tr>
    FreeCharge<\/strong><\/td>Up to \u20b95,000<\/td><\/tr>
    Big Cash<\/strong><\/td>\u20b915<\/td><\/tr>
    Rush<\/strong><\/td>Up to \u20b950,000<\/td><\/tr>
    Batball11<\/strong><\/td>\u20b950<\/td><\/tr>
    CoinSwitch<\/strong><\/td>20%<\/td><\/tr>
    Swiggy<\/strong><\/td>\u20b950<\/td><\/tr>
    BigBasket<\/strong><\/td>\u20b950<\/td><\/tr>
    Pharmeasy<\/strong><\/td>PharmEasy Credits<\/td><\/tr>
    Lenskart<\/strong><\/td>\u20b950 LKCash+<\/td><\/tr>
    MyCaptain<\/strong><\/td>Up to \u20b95,000<\/td><\/tr>
    EaseMyTrip<\/strong><\/td>Up to \u20b92,000<\/td><\/tr>
    CashKaro<\/strong><\/td>10%<\/td><\/tr>
    Airtel<\/strong><\/td>Up to \u20b9300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n
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    \"SBI<\/a><\/figure><\/div>\n\n\n

    1. EarnKaro <\/strong><\/h3>\n\n\n
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    \"EarnKaro
    EarnKaro logo<\/figcaption><\/figure><\/div>\n\n\n

    EarnKaro is an affiliate marketing network that has partnerships with more than 150 online retailers. The deal-sharing website allows users to share different products and services from online retailers and share the deals with their network. Whenever someone places an order through your link, you can earn a commission. <\/p>\n\n\n\n

    EarnKaro also has a Refer & Earn program in place that allows marketers to earn a little extra by recommending the app to their network. Users can earn a flat 10% lifetime commission on whatever their referrals earn from the network.<\/p>\n\n\n\n

    Referral Earnings – 10%<\/strong><\/p>\n\n\n\n

    How to Refer and Earn on EarnKaro?<\/strong><\/p>\n\n\n\n

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    1. Navigate to your My Profile and click on “Refer & Earn.”<\/li>\n\n\n\n
    2. Copy your unique referral link from the provided section.<\/li>\n\n\n\n
    3. Share this referral link effortlessly on social media platforms like Facebook, Telegram, and WhatsApp.<\/li>\n\n\n\n
    4. Additionally, you can send the referral link via email to your friends.<\/li>\n\n\n\n
    5. When your friends create an account on EarnKaro using your referral link, you will be rewarded with an impressive 10% share of their earnings for a lifetime!<\/li>\n<\/ol>\n\n\n\n

      App Insights<\/strong><\/p>\n\n\n\n

      EarnKaro<\/strong><\/td>Android<\/strong><\/td><\/tr>
      Installs<\/strong><\/td>1M+<\/td><\/tr>
      Ratings<\/strong><\/td>3.2\/5<\/td><\/tr>
      Reviews<\/strong><\/td>18.8K<\/td><\/tr>
      Compatibility<\/strong><\/td>6.0 and up<\/td><\/tr>
      Download link<\/strong><\/td>Visit<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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      Join EarnKaro Now<\/a><\/div>\n<\/div>\n\n\n\n

      2. Groww <\/strong><\/h3>\n\n\n
      \n
      \"Groww
      Groww logo<\/figcaption><\/figure><\/div>\n\n\n

      Groww is an online investment platform that allows users to invest in stocks, mutual funds, and other financial instruments. It provides users with a user-friendly interface to manage their investments, and it offers a variety of features such as real-time market data, portfolio management, and tax optimization. <\/p>\n\n\n\n

      Groww\u2019s Refer & Earn Program allows users to share the app with an unlimited number of users, and they can earn a flat \u20b9100 whenever an account is activated through their link. This commission is firstly transferred to your Groww wallet and can be withdrawn into a bank or invested into different financial instruments.<\/p>\n\n\n\n

      Referral Earnings – \u20b9100 <\/strong><\/p>\n\n\n\n

      How to Refer and Earn on Groww?<\/strong><\/p>\n\n\n\n

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      1. After sharing the link with your friends, request them to complete the entire account opening process to be eligible for their rewards.<\/li>\n\n\n\n
      2. Once they successfully activate their account, both you and your friends will receive the cash reward. However, to claim the reward, ensure your stock account is activated.<\/li>\n<\/ol>\n\n\n\n

        App Insights<\/strong><\/p>\n\n\n\n

        Groww<\/strong><\/td>Android<\/strong><\/td>IOS<\/strong><\/td><\/tr>
        Installs<\/strong><\/td>100M+<\/td>N\/A<\/td><\/tr>
        Ratings<\/strong><\/td>4.7\/5<\/td>4.3\/5<\/td><\/tr>
        Reviews<\/strong><\/td>1.69M<\/td>66.4K<\/td><\/tr>
        Compatibility<\/strong><\/td>5.0 and up<\/td>13.4 or later<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

        3. Upstox <\/strong><\/h3>\n\n\n
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        \"Upstox
        Upstox logo<\/figcaption><\/figure><\/div>\n\n\n

        Upstox is a financial technology company that provides an online trading platform for stock brokers, retail investors, and traders. Through its platform, users can access a wide range of financial products, such as stocks, mutual funds, ETFs, and derivatives. <\/p>\n\n\n\n

        Upstox has a very high payout for its Refer & Earn program. Any time an account is activated through your referral, \u20b9600 will be credited to your Upstox wallet. The same can be invested or easily withdrawn into your bank account.<\/p>\n\n\n\n

        Referral Earnings – \u20b9600 <\/strong><\/p>\n\n\n\n

        How to Refer and Earn on Upstox<\/strong>?<\/strong><\/p>\n\n\n\n

          \n
        1. Log in to the Upstox app using your 6-digit PIN or Biometrics.<\/li>\n\n\n\n
        2. Tap on ‘Accounts’ at the bottom of the screen.<\/li>\n\n\n\n
        3. Click on ‘Rewards’.<\/li>\n\n\n\n
        4. You have two options to invite users:<\/li>\n<\/ol>\n\n\n\n

          App Insights<\/strong><\/p>\n\n\n\n

          Upstox<\/strong><\/td>Android<\/strong><\/td>IOS<\/strong><\/td><\/tr>
          Installs<\/strong><\/td>10M+<\/td>N\/A<\/td><\/tr>
          Ratings<\/strong><\/td>4.4\/5<\/td>4.3\/5<\/td><\/tr>
          Reviews<\/strong><\/td>443K<\/td>13.7K<\/td><\/tr>
          Compatibility<\/strong><\/td>6.0 and up<\/td>14.0 or later<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n