Top 38 Refer and Earn Apps in India for 2024

Looking to earn a little extra on the side without breaking a sweat? Refer and earn apps offer a simple and rewarding way to do just that. By sharing your unique referral link with friends and family, you can earn cash, gift cards, or other perks.

In this post, we’ll dive into the top refer and earn apps in India for 2024. Whether you’re a tech enthusiast, a savvy shopper, or simply looking for a side hustle, there’s an app out there to suit your needs. Let’s explore the best options and start earning today!

What are the benefits of using Refer and Earn apps?

1. Low Barrier to Entry: Refer and earn apps are incredibly easy to get started with and require minimal investment. All you need to do is sign up for the app, share your referral link, and wait for the money to start rolling in.
2. High Earning Potential: Refer and Earn apps offer high earning potential, with some apps offering up to 100% commission for each referral. This means that if you refer enough people, you can make a sizable income with minimal effort.
3. Passive Income: Refer and earn apps allow you to make a passive income. Once you have set up your referral link, you can sit back and watch your bank balance grow.
4. Promoting Products that You Believe In: Refer and earn apps allow you to promote products and services that you believe in and that you are passionate about. This makes it easier to stay motivated and to keep referring new people.
5. Flexibility: Refer and Earn apps offer flexibility as you can work on your terms and set your hours. This makes it perfect for those who want to make money on their terms and don’t want to be tied down to a traditional job.

Types of Refer and Earn Apps:

E-commerce Apps	Earn rewards by referring friends to shop on e-commerce platforms.
Payment Apps	Get rewards for referring friends to download and use payment apps.
Investment Apps	Refer friends to open an investment account and earn rewards.
Food Delivery Apps	Earn rewards by referring friends to order food from the app.
Ride-Hailing Apps	Get rewards for referring friends to take their first ride.
Gaming Apps	Earn rewards for referring friends to download and play games.
Survey Apps	Get rewards for referring friends to complete surveys.
Other Apps	Many types of apps offer referral rewards, including travel, social media, and utility apps.

List of 38 Best Refer and Earn Apps in India

Refer and Earn App	Referral Earnings
EarnKaro	10%
Groww	₹100
Upstox	₹600
PhonePe	₹75
Paytm	₹100
NordVPN	3 months free
Times Prime	₹350
Zerodha	10% of the brokerage
My11Circle	₹551
Amazon Pay	₹25
ySense	30% recurring commission
IIFL Securities	₹500
CRED	Up to ₹1000
EarnEasy	₹15
Winzo	₹55
Paytm Money	₹400 per referral + up to 50% rev share
Google Pay	100 referral rewards
CreditMantri	₹100
TaskBucks	₹63
RozDhan	₹8
Pocket Money	₹160
MobiKwik	Up to ₹5,000 SuperCash
Vision11	₹100
5Paisa	₹200 Referral credit + 12.5% brokerage sharing
Zupee	₹5
Meesho	25% commission for the first 3 orders
MPL	₹75
FreeCharge	Up to ₹5,000
Big Cash	₹15
Rush	Up to ₹50,000
Batball11	₹50
CoinSwitch	20%
Swiggy	₹50
BigBasket	₹50
Pharmeasy	PharmEasy Credits
Lenskart	₹50 LKCash+
MyCaptain	Up to ₹5,000
EaseMyTrip	Up to ₹2,000

1. EarnKaro

EarnKaro is an affiliate marketing network that has partnerships with more than 150 online retailers. The deal-sharing website allows users to share different products and services from online retailers and share the deals with their network. Whenever someone places an order through your link, you can earn a commission.

EarnKaro also has a Refer & Earn program in place that allows marketers to earn a little extra by recommending the app to their network. Users can earn a flat 10% lifetime commission on whatever their referrals earn from the network.

Referral Earnings – 10%

App Insights

EarnKaro	Android
Installs	1M+
Ratings	3.4/5
Reviews	18.5K
Compatibility	6.0 and up
Download link	Visit

EarnKaro Refer and Earn

Share your exclusive invite link and unlock the potential to earn extra income! By inviting your friends to join EarnKaro, you can enjoy a remarkable 10% share of the profits they generate. This perpetual reward keeps on giving!

How to Refer and Earn on EarnKaro?

1. Navigate to your My Profile and click on “Refer & Earn.”
2. Copy your unique referral link from the provided section.
3. Share this referral link effortlessly on social media platforms like Facebook, Telegram, and WhatsApp.
4. Additionally, you can send the referral link via email to your friends.
5. When your friends create an account on EarnKaro using your referral link, you will be rewarded with an impressive 10% share of their earnings for a lifetime!

2. Groww

Groww is an online investment platform that allows users to invest in stocks, mutual funds, and other financial instruments. It provides users with a user-friendly interface to manage their investments, and it offers a variety of features such as real-time market data, portfolio management, and tax optimization.

Groww’s Refer & Earn Program allows users to share the app with an unlimited number of users, and they can earn a flat ₹100 whenever an account is activated through their link. This commission is firstly transferred to your Groww wallet and can be withdrawn into a bank or invested into different financial instruments.

Referral Earnings – ₹100

App Insights

Groww	Android	IOS
Installs	50M+	N/A
Ratings	4.7/5	4.2/5
Reviews	1.37M	48.1K
Compatibility	5.0 and up	13.4 or later
Download link	Visit	Visit

Groww Refer and Earn

For each successful referral you make, you’ll receive a cash reward. To qualify, ensure your friend downloads the app through your unique and valid referral link and completes onboarding. It’s that simple! Start referring now and enjoy the benefits of earning cash rewards with every successful sign-up.

How to Refer and Earn on Groww?

1. After sharing the link with your friends, request them to complete the entire account opening process to be eligible for their rewards.
2. Once they successfully activate their account, both you and your friends will receive the cash reward. However, to claim the reward, ensure your stock account is activated.

3. Upstox

Upstox is a financial technology company that provides an online trading platform for stock brokers, retail investors, and traders. Through its platform, users can access a wide range of financial products, such as stocks, mutual funds, ETFs, and derivatives.

Upstox has a very high payout for its Refer & Earn program. Any time an account is activated through your referral, ₹600 will be credited to your Upstox wallet. The same can be invested or easily withdrawn into your bank account.

Referral Earnings – ₹600

App Insights

Upstox	Android	IOS
Installs	10M+	N/A
Ratings	4.3/5	4.3/5
Reviews	391K	10.8K
Compatibility	6.0 and up	14.0 or later
Download link	Visit	Visit

Upstox Refer and Earn

Invite your friends to join and unlock rewarding benefits!

Your friends will enjoy the following:

• A Demat + Trading account with zero account maintenance charges
• ₹0 commission* on Mutual Funds and IPO investing
• ₹20* per order brokerage on Equity, F&O, Currency & Commodity

How to Refer and Earn on Upstox?

1. Log in to the Upstox app using your 6-digit PIN or Biometrics.
2. Tap on ‘Accounts’ at the bottom of the screen.
3. Click on ‘Rewards’.
4. You have two options to invite users:

• Choose ‘Share link via WhatsApp’ to invite your friends through WhatsApp. A pop-up will appear, allowing you to send the invitation easily.
• Alternatively, select ‘Share using other apps’ to invite via different methods. Another pop-up will appear, providing various options to share the referral link.

Note: The amount visible on your screen represents the referral reward you can receive.

4. PhonePe

PhonePe is an Indian digital payment platform developed by the e-commerce company Flipkart. It enables users to make payments via their smartphones using Unified Payments Interface (UPI), credit/debit cards, and other payment options such as wallets. It also provides users with features such as bill payments, recharge, and money transfers.

PhonePe Refer & Earn program allows users to earn a flat guaranteed ₹75 whenever a referral adds their UPI details on the payment platform.

Referral Earnings – ₹75

App Insights

PhonePe	Android	IOS
Installs	500M+	N/A
Ratings	4.3/5	4.7/5
Reviews	11.9M	6.4M
Compatibility	6.0 and up	14.0 or later
Download link	Visit	Visit

PhonePe Refer and Earn

The Refer and Earn promotion presents a thrilling opportunity to earn cashback simply by referring individuals to download and install the PhonePe app.

How to Refer and Earn on PhonePe?

1. Launch the PhonePe app on your device.
2. Tap on the “Refer & Earn” option.
3. Choose your preferred communication channel to send out the invites.
4. Select the contacts you wish to invite and tap the “Send” button.

The recipients will receive a message containing your unique referral link. They only need to click the referral link to download and install the PhonePe app.

5. Paytm

Paytm is an Indian digital payment and e-commerce company that offers a mobile wallet, online payments, bill payments, and online shopping services. Over 8 million merchants in India accept Paytm which is available in multiple languages.

Paytm Refer & Earn Program can give you up to ₹50,000 for your efforts. The guaranteed minimum amount is set at ₹100, and your referral will also get a surprise cashback on their first UPI payment.

Referral Earnings – ₹100

App Insights

Paytm	Android	IOS
Installs	500M+	N/A
Ratings	4.6/5	4.7/5
Reviews	20.4M	39K
Compatibility	7.0 and up	14.0 or later
Download link	Visit	Visit

Paytm Refer and Earn

By referring your friends to join Paytm, you can earn up to ₹10,000. For each successful referral, you will receive ₹100 as a reward. Additionally, when your friend makes their first UPI money transfer on Paytm, they will receive a guaranteed surprise cashback reward.

How to Refer and Earn on Paytm?

1. Click the “Invite” button and share your unique invite link via WhatsApp, Facebook, SMS, or Twitter.
2. Ask your friends to click on the invite link you shared.
3. When your friend completes their first UPI Payment on Paytm, you will receive a flat ₹100 cashback reward for each successful referral.

6. NordVPN

NordVPN is a virtual private network service provider. It offers a secure and private connection to the internet, allowing users to surf the web anonymously and access restricted websites and services. NordVPN encrypts all data transmitted over the internet and routes it through secure servers located in different countries, allowing users to bypass geo-restrictions and censorship.

Referral Earnings – 3 months free

App Insights

NordVPN	Android	IOS
Installs	50M+	N/A
Ratings	4.6/5	4.7/5
Reviews	972K	8.1K
Compatibility	Varies with device	15.0 or later
Download link	Visit	Visit

NordVPN Refer and Earn

When your friends purchase NordVPN through your referral link and remain with us for at least 30 days, you’ll receive a reward of 3 months free for each successful referral. The more friends you refer, the more free months you can earn! To encourage them, your friends will also enjoy benefits: 3 extra months for choosing the 1- or 2-year plans or one free month for opting for the monthly plan.

How to Refer and Earn on NordVPN?

1. Use your Nord Account to refer your friend by sharing a unique referral link or through your NordVPN app.
2. After your friend signs up, we’ll wait 30 days to ensure they maintain an active account, ensuring fairness in the process.
3.  Once the 30-day period is over, you will receive a reward of 3 months, and your friend will get an extra 1 or 3 months of subscription time. These rewards will be automatically added to your respective NordVPN accounts.

7. Times Prime

Times Prime is an exclusive membership platform from Times Internet that provides access to exclusive lifestyle and entertainment experiences. Members get access to exclusive discounts, offers, and benefits on a wide range of products and services, such as food delivery, travel, entertainment, shopping, and more.

The Times Prime Refer & Earn Program allows users to earn a flat ₹350 for every new paid user that they bring to the platform. The referral also gets a ₹350 discount on their first purchase. The maximum referral amount that can be availed is set at ₹3500.

Referral Earnings – ₹350

App Insights

Times Prime	Android	IOS
Installs	1M+	N/A
Ratings	4.2/5	4.4/5
Reviews	35.9K	10.3K
Compatibility	7.0 and up	15.0 or later
Download link	Visit	Visit

Times Prime Refer and Earn

During this campaign, the referrer will receive ₹350 in their KYC-verified Paytm wallet when the referred user subscribes to Times Prime for the first time. The maximum amount that can be earned through referrals is ₹3500. On the other hand, the referee will receive a ₹350 discount on their first purchase of a Times Prime membership.

How to Refer and Earn on Times Prime?

1. Open the Times Prime App.
2. Locate and click on the “Refer & Earn” option banner on the Homepage.
3. Share your unique invite link or referral code via WhatsApp, Facebook, SMS, or other preferred methods.
4. Ask your friend to purchase the Times Prime membership using your invite link.

8. Zerodha

Zerodha is an Indian financial services company the largest stockbroker in India, and the first Indian company to offer retail investors the ability to trade in financial products such as stocks, mutual funds, and commodities through its online trading platform. Zerodha provides investors with a range of services, including margin trading, portfolio management, research, and analysis tools.

Zerodha’s Refer & Earn Program provides referrers with a flat 10% return on the brokerage that their referral pays on the platform. Referrers can also earn 300 reward points on every successful referral, which can be redeemed in different ways on the app.

Referral Earnings – 10% of the brokerage

App Insights

Zerodha	Android	IOS
Installs	10M+	N/A
Ratings	3.7/5	3.7/5
Reviews	351K	2.7K
Compatibility	5.0 and up	13.0 or later
Download link	Visit	Visit

Zerodha Refer and Earn

Earn 10% of the brokerage paid by your referred friends! Additionally, receive 300 reward points for each successful referral. You can withdraw your 10% brokerage share directly to your bank account. Moreover, you can redeem your reward points to access various tools and platforms within Zerodha.

How to Refer and Earn on Zerodha?

1. Visit zerodha.com/refer.
2. Enter your Client ID.
3. Share the affiliate link on WhatsApp, Facebook, Twitter, or LinkedIn.

9. My11Circle

My11Circle is an online platform that provides users with the opportunity to create their fantasy cricket teams and compete with each other. It allows users to pick their teams, create their leagues, and compete against their friends. It also provides users with access to news, updates, scorecards, and other features related to cricket.

The My11Circle Refer & Earn Program does not require you to make any investments or bets through the platform. All you have to do is bring new users to the app, and you can earn a flat ₹551 for every successful referral.

Referral Earnings – ₹551

App Insights

My11Circle	Android	IOS
Installs	50M+	N/A
Ratings	4.2/5	4.6/5
Reviews	907K	55.6K
Compatibility	5.0 and up	13.0 or later
Download link	Visit	Visit

My11Circle Refer and Earn

Easily invite your friends to play Fantasy Cricket by sharing this app invite link. Earn up to ₹551 for each referral when they sign up and participate in the contest. There’s no limit to the number of people you can recommend using the My11Circle Referral Code.

How to Refer and Earn on My11Circle?

1. Open the My11Circle application.
2. Click on “Refer & Earn,” located at the bottom of the screen.
3. Invite your friends using WhatsApp, Free SMS, or Email.

10. Amazon Pay

Amazon Pay is a payment service that allows customers to use their Amazon account to purchase goods and services on websites outside of Amazon. It provides a secure and seamless payment experience while giving customers the convenience of using their Amazon account credentials to make online payments. Amazon Pay is widely accepted by merchants around the world, including online stores, marketplaces, and brick-and-mortar retailers.

Amazon Pay’s Refer & Earn Program allows users to earn ₹25 credit into their Amazon Pay balance for every successful referral. The new user also gets benefits worth ₹600 on UPI registration.

Referral Earnings – ₹25

App Insights

Amazon	Android	IOS
Installs	500M+	N/A
Ratings	4.4/5	4.6/5
Reviews	9.56M	650.3K
Compatibility	9.0 and up	15.0 or later
Download link	Visit	Visit

Amazon Pay Refer and Earn

The Amazon Pay UPI referral program allows you to invite friends and family to register with Amazon Pay UPI and do their first send-money or scan-and-pay transaction. You earn ₹25 cashback for each successful referral, and your friends receive welcome rewards worth ₹600 for UPI registration, including shopping and bill payment benefits.

How to Refer and Earn on Amazon Pay?

1. Open the Amazon app.
2. Access the main menu and select “Amazon Pay.”
3. Click on “Invite & Earn” and navigate to “Invite Your Friends.”
4. Share your referral link with friends and family.

11. ySense

Other ways for users to earn money on ySense include watching videos, signing up for different websites, and installing programs through ySense offers. The fact that there is no fee to do surveys or play games on ySense is one of its best features. Because this programme is completely free, you may use it and make a lot of money without spending a dime.

As it offers the chance to complete surveys and earn money by referring people to their website or app, ySense is one of the best refer and earning applications in India. They have an appealing referral program because they offer a 30% recurring commission on what your referrals make.

Referral Earnings – 30% recurring commission

App Insights

ySense	Android	IOS
Installs	1M+	N/A
Ratings	3.3/5	3.0/5
Reviews	6.24K	69
Compatibility	8.0 and up	11.0 or later
Download link	Visit	Visit

ySense Refer and Earn

Invite your friends to ySense and witness your earnings soar. You can earn up to 30% recurring commissions on your referrals’ earnings. Utilise our user-friendly linking tools and attractive banners to maximise this opportunity.

How to Refer and Earn on ySense?

1. Log in to your ySense.com account.
2. Once logged in, navigate to your main screen, where you will find your unique referral link listed.
3. Share your referral link with potential referrals.

12. IIFL Securities

IIFL Securities is a full-service stockbroking firm based in India, providing retail and institutional clients with a wide range of financial services, including equity and commodity broking, portfolio management services, mutual funds, insurance, fixed deposits, and IPOs. Users can earn up to ₹500 for referring IIFL Securities with their network and bringing new signups.

Referral Earnings – ₹500

App Insights

IIFL Securities	Android	IOS
Installs	5M+	N/A
Ratings	4.5/5	4.4/5
Reviews	294K	14.9K
Compatibility	8.0 and up	12.1 or later
Download link	Visit	Visit

IIFL Securities Refer and Earn

Successful referrers receive a ₹500 gift voucher within 15 working days, usable on premium platforms like Amazon, Flipkart, Myntra, BigBasket, etc. Referees get a discount voucher of ₹5000 and free stocks up to ₹5000 credited to their account within 7 days of opening demat and trading accounts.

How to Refer and Earn on IIFL Securities?

1. Download the IIFL Markets app.
2. Login using your credentials, such as your mobile number.
3. Navigate to the Refer & Earn section.
4. Enter your registered mobile number once again to obtain your unique referral link.

13. CRED

CRED is a private club for members only that rewards people for paying their credit card bills on time by giving them access to special deals and premium experiences. Users of credit cards can manage several cards on this portal, which also provides a credit score analysis. The CRED refer and earn program allows users to earn within the range of ₹750 to ₹1,000 for recommending its services.

Referral Earnings – Up to ₹1000

App Insights

CRED	Android	IOS
Installs	50M+	N/A
Ratings	4.7/5	4.8/5
Reviews	2.42M	460.2K
Compatibility	6.0 and up	14.0 or later
Download link	Visit	Visit

CRED Refer and Earn

Invite your friends to CRED and earn rewards! When your referred friend pays a minimum of ₹1000 on their first payment and downloads the app using your referral link, you can receive up to ₹1000 cashback, while they get up to ₹250. However, the cashback will only unlock once your referred friend makes their first credit card bill payment. To be eligible for this cashback, ensure you have an active credit card on CRED.

How to Refer and Earn on CRED?

1. On the Homepage, click on the “Refer” option.
2. On the next page, share the referral link through WhatsApp or invite your friends directly.

Keep in mind that the CRED referral link is valid for only 48 hours. Ensure your friend downloads the app before that, or you can send another link to them.

14. EarnEasy

EarnEasy is a simple cash-making app that provides users with Paytm cash for downloading and using third-party apps. Earneasy app provides a signup bonus of ₹50 for new sign-ups and ₹15 commission through its refer and earn program.

Referral Earnings – ₹15

App Insights

EarnEasy	Android
Installs	10M+
Ratings	3.6/5
Reviews	58.6K
Compatibility	8.0 and up
Download link	Visit

EarnEasy Refer and Earn

Earn more with EarnEasy by referring it to your family and friends. Use WhatsApp, Facebook, Instagram, Telegram, Share Chat, or other platforms to share your unique referral code and start earning. Get ₹10 for every successful referral and an additional ₹5 for completing tasks. By completing the entire referral task, you can earn ₹15 with each referral.

How to Refer and Earn on EarnEasy?

1. Open the Earn Easy App.
2. Tap on the “Refer & Earn” button.
3. Share your unique referral code with your friends.
4. Tap on the social icons to easily share the code on various platforms.

15. Winzo

Winzo is an online gaming and entertainment app in which customers can participate in different activities and compete with others in games to earn real money. These mobile games include cricket, 8-ball pool, Ludo, Archery, Carrom, and many more. The Winzo Refer and Earn Program allow you to recommend the app to an unlimited number of people and earn ₹55 on every successful referral.

Referral Earnings – ₹55

App Insights

Winzo	Android	IOS
Installs	10M+	N/A
Ratings	3.6/5	4.4/5
Reviews	54.1K	99.2K
Compatibility	6.0 and up	14.0 or later
Download link	Visit	Visit

Winzo Refer and Earn

WinZO Superstar offers a one-of-a-kind referral program, providing an ideal platform for social media influencers to earn money and exciting rewards by inviting people to join WinZO. The cash rewards earned through referrals can be easily withdrawn using Paytm, UPI, and Net Banking.

How to Refer and Earn on Winzo?

1. Open the WinZO app.
2. Obtain your unique WinZO referral code.
3. Share the code with your acquaintances.
4. Enjoy plenty of rewards as they join using your referral code.

16. Paytm Money

Paytm Money is a discount broker application with a referral program and an attractive pricing structure. Moreover, their brokerage fees are fixed but relatively low, making it an excellent choice for speculators and day traders.

Paytm Money is an excellent platform for beginners looking to invest in the stock market with limited knowledge. The app is user-friendly and straightforward to use. To get started, you need to open an account on the Paytm app and use the same login credentials to access Paytm Money. Once you have completed the simple KYC requirements, you are ready to start trading actively in the market. 

Referral Earnings – ₹400 per referral + up to 50% rev share

App Insights

Paytm Money	Android	IOS
Installs	10M+	N/A
Ratings	3.9/5	4.4/5
Reviews	192K	47.3K
Compatibility	7.0 and up	14.0 or later
Download link	Visit	Visit

Paytm Money Refer and Earn

With the Paytm Money Refer and Earn system, you can earn ₹400 per referral, plus receive up to 50% of the revenue generated by the referred client. It’s easy – you earn on every account opening and continue to enjoy a lifetime share of the brokerage commission whenever your referrals trade.

How to Refer and Earn on Paytm Money?

1. Log in to the Dashboard.
2. Obtain your unique referral link.
3. Share the link within your network.

17. Google Pay

With Google Pay, you can easily carry out financial transactions from your phone with just a few taps. And the best part? You have various options to transfer money between accounts!

Furthermore, you also get a chance to win exciting rewards for any transaction that costs more than ₹150.

Referral Earnings – 100 referral rewards

App Insights

Google Pay	Android	IOS
Installs	1B+	N/A
Ratings	4.0/5	4.7/5
Reviews	10.5M	1.9M
Compatibility	Varies with device	15.0 or later
Download link	Visit	Visit

Google Pay Refer and Earn

Google Pay also rewards you for spreading the word about the app. Each time you refer a friend to Google Pay; you can earn extra cash.

How to Refer and Earn on Google Pay?

1. Open the Google Pay app and tap your profile in the top right corner.
2. Select “Invite friends, get rewards”.
3. Share your referral link with friends and family via WhatsApp, email, SMS, or other methods.
4. Once your friend installs the app through your link and completes their first transaction, you’ll qualify for the referral bonus.

18. CreditMantri

Do you want to earn extra cash while controlling your credit score? Then you should check out the CreditMantri app!

This app is an excellent tool that helps you monitor and improve your credit score, which can ultimately lead to better financial opportunities for you. And the best part is, by referring just three of your friends to the app, you can earn yourself a reward of ₹100 in Paytm cash. But the earning potential doesn’t stop there! You can invite as many friends as you want and keep earning more.

Signing up for the app is super easy, too! All you have to do is enter your mobile number, verify it with an OTP, and fill in your details. Once you’re in, you can start referring your friends and earning money immediately.

Referral Earnings – ₹100

App Insights

CreditMantri	Android
Installs	1M+
Ratings	3.4/5
Reviews	45K
Compatibility	9.0 and up
Download link	Visit

CreditMantri Refer and Earn

The referrer receives a cashback reward when the referee signs up on CreditMantri using a friend’s referral link. For every successful referral, the referrer earns ₹100. The earned referral amount will be credited to the user’s Paytm account. However, PAN verification is required to claim the rewards.

How to Refer and Earn on CreditMantri?

1. Click on your name and select the “Refer and Earn” option.
2. There, you’ll find your Referral code and Referral link.
3. Copy the referral link and start sharing it with your friends.

19. TaskBucks

TaskBucks is one of the most famous and reliable refer and earn apps out there, with plenty of opportunities for you to make some extra cash.

The best part about TaskBucks is how many ways you can earn money. Whether you like answering questions, downloading new apps and games, completing quick and easy tasks, or just referring friends to the app, there’s something for everyone!

Compared to other money-earning apps, TaskBucks stands out for its user-friendly interface and reliable payout system.

Referral Earnings – ₹63

App Insights

TaskBucks	Android
Installs	10M+
Ratings	4.2/5
Reviews	993K
Compatibility	5.0 and up
Download link	Visit

TaskBucks Refer and Earn

Users can receive up to ₹63 in credit benefits on referring their friends daily. Additionally, they earn coins for referring friends and installing various apps. These credits can be used to play games, and the winnings can be redeemed in their Paytm wallet.

How to Refer and Earn on TaskBucks?

1. Open the app and go to the “Invite” section.
2. Select the “Invite” option to generate a referral link.
3. Share the link with your friends and family.
4. When someone uses your link to download TaskBucks, you will receive a payment.

20. RozDhan

With RozDhan, you can watch videos, play games, and read interesting articles to earn free Paytm cash. Plus, whenever you refer a friend, you’ll earn ₹8 in your RozDhan account. And every time your friend makes a payment through the app, you’ll earn even more.

When signing up on RozDhan, you get ₹50 just for creating an account and ₹30 for logging in for the first time. And with fresh and exciting content added daily, you’ll never run out of things to watch or read.

You can withdraw your earnings instantly through Paytm or UPI once you reach a minimum balance of ₹200.

Referral Earnings – ₹8

App Insights

RozDhan	Android
Installs	10M+
Ratings	4.1/5
Reviews	291K
Compatibility	6.0 and up
Download link	Visit

RozDhan Refer and Earn

Rozdhan presents an incredible refer-and-earn program with no monthly refer limit. You can provide unlimited referrals and earn without any restrictions from Rozdhan.

How to Refer and Earn on RozDhan?

1. Share your referral link with your friend via WhatsApp or any social media app.
2. Your friend clicks on the link and registers on the Rozdhan app as a new user.
3. After a successful account opening, you will receive the referral reward in your Rozdhan app.

21. Pocket Money

Pocket Money is one of the most reliable refer and earn apps out there. All you have to do is complete simple tasks like playing games, watching videos, and completing daily challenges to earn mobile recharge and even up to ₹500 cash. Additionally, for every referral that downloads the app, you earn ₹30, and there’s a daily earning limit of ₹160.

Pocket Money also provides amazing discounts and offers on food, e-commerce, and travelling with their coupons. So, you can save money while earning money!

Referral Earnings – ₹160

App Insights

Pocket Money	Android
Installs	10M+
Ratings	4.4/5
Reviews	375K
Compatibility	6.0 and up
Download link	Visit

Pocket Money Refer and Earn

Earn ₹160 daily by inviting friends to the Pocket Money app. Referees get ₹5 on signup and another ₹5 after completing a task using the referral code during installation. The withdrawal limit for the referral bonus is ₹20.

How to Refer and Earn on Pocket Money?

1. Open the Pocket Money app.
2. Navigate to the Refer & Earn option.
3. Share your invite link with your family and friends.

22. MobiKwik

MobiKwik is an app that enables its users to invest in digital gold, stocks, and mutual funds. Additionally, the app facilitates online bank transfers and bill payments.

Referral Earnings – Up to ₹5,000 SuperCash

App Insights

MobiKwik	Android	IOS
Installs	100M+	N/A
Ratings	4.4/5	4.6/5
Reviews	2.82M	145K
Compatibility	5.0 and up	14.0 or later
Download link	Visit	Visit

MobiKwik Refer and Earn

MobiKwik offers a refer-and-earn program where all you have to do is share your unique referral code with your friends, and when they sign up with MobiKwik and add ₹50 to their wallet, you both earn ₹100 SuperCash each! You can earn up to ₹5,000 SuperCash through their Refer and Earn program.

How to Refer and Earn on MobiKwik?

1. Click on the “Refer & Earn” App Card.
2. Share it via WhatsApp or any other medium of your choice.

23. Vision11

Vision11 is an app that has it all – from cricket to football, baseball to basketball, and even handball! You can play your favourite games and win real cash prizes. Plus, if you refer your friends to join in on the fun, you’ll receive a 100 bonus that you can use towards your own gameplay.

For every friend you refer, you’ll receive a 20% commission on their deposit, which will be credited right into your winning wallet.

Referral Earnings – ₹100

App Insights

Vision11	Android	IOS
Installs	5M+	N/A
Ratings	4.5/5	2.6/5
Reviews	19.8K	1.4K
Compatibility	7.0 and up	13.0 or later
Download link	Visit	Visit

Vision11 Refer and Earn

Vision11 offers a unique refer-and-earn program where you can earn ₹100 for every successful referral. Additionally, you receive an affiliate commission whenever your referred friend joins any paid leagues. Moreover, Vision11 provides a 20% commission for a lifetime, making it a rewarding opportunity for all participants.

How to Refer and Earn on Vision11?

1. Refer your friends by sharing your referral code to install the app.
2. They need to sign up, verify their phone & email, and add a minimum of ₹50 to their account.
3. Once they complete their first deposit and verification, you will get ₹100 + 20% commission for a lifetime, and your friend will get ₹300.

24. 5Paisa

5Paisa is a platform that offers a flat brokerage fee regardless of what commodity you’re trading, how big your trade is, or which exchange you’re trading on. There are no pesky account opening charges to worry about. And if you’re into mutual funds, 5Paisa has got you covered with a nominal charge of ₹10 for every executed order. Plus, they offer a fantastic referral program that can earn you ₹200 Referral credit, 12.5% brokerage sharing, and other exciting rewards.

With 5Paisa, you can invest in both regular and direct mutual funds, but you may have to pay some AMC charges. However, the benefits of this platform are numerous – you can create a Demat account in just 5 minutes, enjoy no brokerage fees on trading, and invest in a wide range of options, including stocks, futures, commodities, options, currency, and MCX commodities.

Referral Earnings – ₹200 Referral credit + 12.5% brokerage sharing

App Insights

5Paisa	Android	IOS
Installs	10M+	N/A
Ratings	4.3/5	4.3/5
Reviews	654K	26.7K
Compatibility	5.0 and up	13.0 or later
Download link	Visit	Visit

5Paisa Refer and Earn

5paisa presents an incredible refer-and-earn program for its users, allowing traders and investors to invite their friends and family to explore the fantastic platform while earning great benefits.

How to Refer and Earn on 5Paisa?

1. Share your unique referral link with friends.
2. Your friend opens an account using your referral link.
3. Receive an account opening payout in your ledger account.
4. Earn unlimited brokerage sharing income when your friend trades.

25. Zupee

Zupee is an app where you can pick any topic and play tournaments with other players to win real money! Zupee also offers a referral program to earn you even more cash while playing.

Referral Earnings – ₹5

App Insights

Zupee	Android	IOS
Installs	50M+	N/A
Ratings	4.0/5	4.4/5
Reviews	1.07M	202.9K
Compatibility	7.1 and up	14.0 or later
Download link	Visit	Visit

Zupee Refer and Earn

Zupee’s referral program is not only active but also rewarding. By referring your friends online, you can win extra money while playing. The program offers constant rewards, making it a great way to earn while having fun on the platform.

How to Refer and Earn on Zupee?

• Share your unique referral code with your friends. When your friends sign up using your referral code, you will receive ₹5. The more friends you refer, the more rewards you can earn.
• When your referred friend deposits money, you will receive ₹30 play money and ₹70 bonus money for every ₹100 they deposit.
• Your referred friend will also receive ₹25 play money and ₹75 bonus money for their first deposit of ₹100 or more.
• You can even get cashback and bonus money for deposits as low as ₹1.

26. Meesho

Meesho is one of India’s leading referral programs, offering a chance to earn money by reselling products and referring friends. This remarkable reselling app facilitates convenient drop shipping of goods.

Share your referral link with friends and earn a commission when they download and make purchases through the app. Additionally, you can resell Meesho’s products and make up to ₹25,000 every month, boosting your earnings.

Referral Earnings – 25% commission for the first 3 orders

App Insights

Meesho	Android	IOS
Installs	500M+	N/A
Ratings	4.3/5	4.6/5
Reviews	4.58M	5.6K
Compatibility	5.0 and up	14.0 or later
Download link	Visit	Visit

Meesho Refer and Earn

Share your unique referral link with friends using the Refer & Earn feature, and for your referral’s initial three orders, earn a 25% commission on their sales.

How to Refer and Earn on Meesho?

1. Launch the Meesho app.
2. Tap on the Menu.
3. Select “Refer and Earn.”
4. Click “Refer a Friend” and share the link with your friends.

27. MPL

MPL Pro (Mobile Premier League) is India’s top referral app, offering up to ₹10,000 for each successful referral. It’s a gaming platform with free and cash games like Poker, Ludo, Rummy, and more, where you can win cash prizes. Daily cash winnings can reach up to ₹30 Crores*. Plus, the app rewards you and your friends with cashback when they make their first deposit.

Referral Earnings – ₹75

App Insights

MPL	Android	IOS
Installs	10M+	N/A
Ratings	4.2/5	4.0/5
Reviews	203K	56.7K
Compatibility	8.0 and up	14.0 or later
Download link	Visit	Visit

MPL Refer and Earn

Participating in MPL’s refer and earn initiative is a win-win! When your friend joins MPL, you score a ₹75 Bonus Cash. But that’s not all—MPL is even more generous, offering you a fantastic 50% of your friend’s first deposit as Bonus Cash, up to a maximum of ₹75. It’s a great way to boost the fun and earnings on the platform.

How to Refer and Earn on MPL?

1. Download the app to access your referral code from within.
2. Locate the Refer & Earn tab at the bottom right corner of the app.
3. Easily share with friends on WhatsApp and start earning!

28. FreeCharge

Freecharge is a mobile app designed for convenient mobile phone and DTH recharge, along with utility bill payments. Users can access a broad spectrum of services, including prepaid mobile recharge, postpaid bill settlements, data card recharges, and payment of various utility bills.

Referral Earnings – Up to ₹5,000

App Insights

FreeCharge	Android	IOS
Installs	50M+	N/A
Ratings	4.1/5	4.6/5
Reviews	1.41M	4.5K
Compatibility	6.0 and up	13.0 or later
Download link	Visit	Visit

FreeCharge Refer and Earn

With Freecharge’s refer and earn program, users can earn rewards by referring friends. When a friend makes their first transaction, both the referrer and the friend receive exciting rewards like cashback, coupons, or discount vouchers.

How to Refer and Earn on FreeCharge?

1. Open the Freecharge app.
2. Navigate to “Rewards.”
3. Click on “Refer & Earn” to get your referral link.
4. Share your referral link everywhere!

29. Big Cash

Big Cash app provides an opportunity to play games anytime and anywhere while standing a chance to win real money prizes. Whether you’re a fan of card games, casual games, or board games, Big Cash has something to offer for every gaming enthusiast.

Referral Earnings – ₹15

App Insights

Big Cash	IOS
Installs	N/A
Ratings	3.7/5
Reviews	1.3K
Compatibility	13.0 or later
Download link	Visit

Big Cash Refer and Earn

Head to the “Refer and Earn” section in the Big Cash app to obtain a unique referral link. Users can then use this special link to invite their friends to join the app and begin playing real money games. The more friends they successfully refer, the greater the rewards they can accumulate.

How to Refer and Earn on Big Cash?

1. Log in to the Big Cash App.
2. Tap the three-dot menu at the top left.
3. Access the “Invite and Earn” section.
4. Tap “Share” to share the app link with friends via WhatsApp, Facebook, Twitter, or any other app.

Upon your friend’s app download and successful registration through your link, you’ll receive real cash once they verify their phone number.

30. Rush

Rush is a mobile app that lets users engage in real cash games like Ludo, Carrom, Call Break, Disc Football, Pool, Archery, and more while enjoying some quality time with family and friends.

Referral Earnings – Up to ₹50,000

App Insights

Rush	Android	IOS
Installs	10M+	N/A
Ratings	4.0/5	4.5/5
Reviews	400K	75.6K
Compatibility	5.0 and up	15.0 or later
Download link	Visit	Visit

Rush Refer and Earn

If you want to introduce your friends to something exciting and earn extra through referrals, the Rush referral rewards program is the perfect choice. Share your referral link with friends and stand a chance to win up to ₹50,000 per month.

How to Refer and Earn on Rush?

1. Open the Rush App.
2. Navigate to ‘Referrals’ and click on the ‘Share’ icon to invite friends and partners.
3. Share the referral link through WhatsApp, Telegram, Instagram, or other platforms.

31. Batball11

BatBall11 is a fun platform for sports lovers to enjoy an exciting virtual gaming experience. It lets you test your skills and show off your knowledge about sports. Get ready to take charge and Change the Game. Just follow these simple steps to dive into your fantastic fantasy experience. The idea is easy: choose the right team, play wisely, and earn points and cash. It’s all about the three C’s: Compete, Conquer, and become a Champion.

Referral Earnings – Flat ₹50

App Insights

Batball11	Android	IOS
Installs	N/A	N/A
Ratings	N/A	2.9/5
Reviews	N/A	122
Compatibility	N/A	12.4 or later
Download link	Visit	Visit

Batball11 Refer and Earn

Invite your friends to join the BatBall11 community by sharing your referral code! When someone you refer downloads the BatBall11 app and deposits at least ₹20, both of you will get ₹50 in rewards added to your BatBall11 wallet.

You can refer as many friends as you like, there’s no limit! The more friends you invite, the more rewards you can earn.

How to Refer and Earn on Batball11?

1. Get the BatBall11 app from the Apple App Store or the website.
2. Sign up and create your account.
3. Once registered, share your referral code with friends to invite them to join.

32. CoinSwitch

CoinSwitch is a safe and easy-to-use platform for people in India to buy over 100 cryptocurrencies, including Bitcoin, Ethereum, and Ripple. You can choose from various payment options to make your transactions smooth.

With CoinSwitch, you can access the combined liquidity of top exchanges in India to get the best rates and trade instantly, once you complete the required KYC (Know Your Customer) and AML (Anti-Money Laundering) steps. The CoinSwitch app offers a simple interface, making it easy for everyone to trade cryptocurrencies.

Referral Earnings – 20%

App Insights

CoinSwitch	Android	IOS
Installs	10M+	N/A
Ratings	4.4/5	4.5/5
Reviews	543K	54.5K
Compatibility	7.0 and up	13.4 or later
Download link	Visit	Visit

CoinSwitch Refer and Earn

When you refer someone to CoinSwitch, you’ll earn 20% of the total trade commission they pay for a whole year! This reward starts from the date of their first trade, so you can benefit from their trading activities all year long.

This referral program is exclusive to the CoinSwitch PRO platform, and your rewards only apply to trades made on CoinSwitch PRO.

How to Refer and Earn on CoinSwitch?

1. Share your unique referral link with your friends.
2. Encourage your friends to join CoinSwitch PRO using your link.
3. Earn rewards for every trade they make.

33. Swiggy

Swiggy is India’s top delivery app that makes it easy to get food delivered right to your door. With a tech-savvy approach, Swiggy is in over 500 cities and partners with hundreds of thousands of restaurants. They have a team of more than 200,000 Delivery Executives working hard to bring you your meals quickly and easily.

Starting out as a local food delivery service in 2014, Swiggy has grown into a great logistics company. This means you can enjoy fast deliveries, while their employees also have a productive and satisfying work experience.

Referral Earnings – Flat ₹50

App Insights

Swiggy	Android	IOS
Installs	100M+	N/A
Ratings	4.3/5	4.5/5
Reviews	8.48M	1.3M
Compatibility	Varies with device	15.0 or later
Download link	Visit	Visit

Swiggy Refer and Earn

You’ll get ₹50 cashback when a friend places their first food order using your referral coupon. Your friend will enjoy a flat ₹90 off and free delivery on their first order. Plus, if you refer up to fifty friends successfully, you can earn ₹2,500 in cashback.

How to Refer and Earn on Swiggy?

1. Open the Swiggy app or website and log in.
2. Go to “Refer and Earn Program”.
3. Generate your referral link or code.
4. Send the link or code to your friends.
5. When your friend signs up and orders, you both get rewards

34. BigBasket

Bigbasket started its journey in 2011 and is now India’s largest online supermarket, part of the Tata family. With over 13 million customers, they deliver to more than 60 cities and towns. Bigbasket covers all your grocery needs through different services like bigbasket, bbnow, bbinstant, bbdaily, fresho, bbmandi, and bbsaathi.

They make grocery shopping super easy and convenient, helping you enjoy a better shopping experience.

Referral Earnings – ₹50

App Insights

BigBasket	Android	IOS
Installs	50M+	N/A
Ratings	4.6/5	4.8/5
Reviews	1.44M	380.7K
Compatibility	5.0 and up	12.0 or later
Download link	Visit	Visit

BigBasket Refer and Earn

When you refer a friend, you get ₹50, and your friend also receives ₹50 when they subscribe for the first time. Both of you will receive your rewards once their first order is delivered. Plus, you can earn up to ₹1,000 in total as a referrer.

How to Refer and Earn on BigBasket?

1. Go to the Refer & Earn page and share it.
2. Friend Uses Code.
3. Your friend recharges their bbdaily wallet.
4. They place a subscription order.
5. After the first delivery, both receive ₹50 (credited after 3 PM).

35. Pharmeasy

Pharmeasy is one of the India’s top online platforms for healthcare and medicine delivery. They believe everyone should have access to good health and affordable healthcare.

With this in mind, Pharmeasy offer services like medicine delivery and diagnostic tests. Their goal is to make sure you get 100% genuine medicines and health products while saving money and time.

Referral Earnings – PharmEasy Credits

App Insights

Pharmeasy	Android	IOS
Installs	10M+	N/A
Ratings	4.5/5	4.1/5
Reviews	781K	17.1K
Compatibility	6.0 and up	13.0 or later
Download link	Visit	Visit

Pharmeasy Refer and Earn

Invite your friends and family by sharing your referral code! When they successfully register, they’ll get surprise PharmEasy Credits. Once your referred member receives their first medicine order, you’ll also receive surprise PharmEasy Credits.

How to Refer and Earn on Pharmeasy?

1. Sign up for a PharmEasy account.
2. Create your unique referral link.
3. Share your referral link with friends and family.
4. When someone clicks your link and signs up, you’ll earn a referral reward.

36. Lenskart

Lenskart is Asia’s largest eyewear company, helping 40 million people see better and enjoy better lives. They have over 1,500 stores across 175 cities in India, Singapore, and Dubai. Their goal is to serve one billion eyes worldwide by 2025. They want to do more than just correct vision; they aim to change how people see and experience the world.

Referral Earnings – ₹50 LKCash+

App Insights

Lenskart	Android	IOS
Installs	50M+	N/A
Ratings	4.4/5	4.5/5
Reviews	562K	54.9K
Compatibility	6.0 and up	14.1 or later
Download link	Visit	Visit

Lenskart Refer and Earn

To earn ₹50 LKCash+, you must have an account with the same phone number you used to refer your friends. The friend you referred needs to place an order of ₹1,200 or more. Once their order is delivered, ₹50 LKCash+ will be credited to both your Lenskart wallets after 14 days.

How to Refer and Earn on Lenskart?

1. Sync Contacts.
2. Share your code for friends to enter during registration.
3. Use the same phone number; friends must order ₹1,200+.
4. Earn ₹50 LKCash+ after 14 days post-delivery.

37. MyCaptain

MyCaptain is an ed-tech startup that helps people follow their passion and build a career they love. Focusing on creative and alternative courses, MyCaptain has trained over 100,000 learners in fields like content, design, visual arts, finance, and business. Many have gone on to become entrepreneurs, writers, designers, filmmakers, and financial analysts. We offer online programs in more than 35 career fields, led by young professionals and educators who are under 30.

Referral Earnings – Up to ₹5,000

App Insights

MyCaptain	Android	IOS
Installs	100K+	N/A
Ratings	3.6/5	4.1/5
Reviews	7.13K	472
Compatibility	7.0 and up	12.4 or later
Download link	Visit	Visit

MyCaptain Refer and Earn

You can earn up to ₹5,000 for each friend you refer. Plus, if you refer more than 4 friends, you’ll have a chance to win exciting Apple products. Your friends will also benefit, as they can get discounts of up to ₹10,000 when they sign up.

How to Refer and Earn on MyCaptain?

1. Register as a referrer.
2. Obtain your unique referral link.
3. Use the link to refer anyone you like.

38. EaseMyTrip

EaseMyTrip is an online travel company founded in 2008 and based in New Delhi. They offer hotel bookings, airline tickets, vacation packages, bus reservations, and white-label services.

With a network of 42,000 travel agents, 1,200 franchise outlets, and 1,600 distributors, EaseMyTrip helps customers find the tools and information they need to research, plan, and book travel both in India and abroad.

Referral Earnings – Up to ₹2,000

App Insights

EaseMyTrip	Android	IOS
Installs	10M+	N/A
Ratings	4.5/5	4.4/5
Reviews	109K	7.7K
Compatibility	7.0 and up	13.0 or later
Download link	Visit	Visit

EaseMyTrip Refer and Earn

You can refer as many people as you like and earn up to ₹2,000 by becoming a member and sharing with your friends. When your friend books a flight, you’ll receive ₹100 in your EMT wallet. If they book a hotel, you’ll earn ₹250, and for bus bookings, you’ll get ₹50. Train bookings also earn you ₹50 in your EMT wallet.

How to Refer and Earn on EaseMyTrip?

1. Send your referral link to invite a friend to download the app.
2. Your friend installs the app and signs up.
3. You earn wallet money when they book travel.

How does Referral Marketing Work?

Referral marketing is a tactic that offers fantastic incentives to customers like you for recommending the products or services of a company. These could be discounts, gifts, or additional benefits that make it worthwhile!

Here’s how it works:

• The company sets up a referral program with exciting rewards for referring new customers.
• They let you know about this fantastic program so that you can invite your friends and family.
• When your referrals sign up with the company, you get rewarded for your recommendation!

Referral marketing benefits everyone since it is based on the confidence and credibility of consumers like you. By sharing your great experiences with a company, you’re giving them a giant thumbs up, making it very convincing for others to try them out as well.

Why are referrals such a powerful marketing tool?

• Trustworthiness: People trust recommendations from people they know more than advertisements.
• Authenticity: Referrals come from firsthand experience, making them more credible.
• Influence: Satisfied customers can significantly influence their friends and family.
• Trust building: Referrals foster trust in your brand.
• Effectiveness: Referral marketing leverages personal recommendations to drive business growth.

Conclusion

There are plenty of Refer and Earn apps available on the internet. Some of them may even promise unconventionally high returns for your referrals. However, not all apps have sound backing and trustworthy protocol. We have recommended to you the top 38 Refer and Earn apps that are highly reliable and will get your earning numbers ticking in no time.

Moreover, you can also earn money with the help of online quiz apps. Check out our blog, where we have listed down some of the best quiz apps to earn money in India.

FAQs