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Download, Use, And Earn.

Tired of apps that promise money but never pay? We’ve all been there.

But not anymore!

In this blog, we’ve listed the top online money earning apps in India that actually pay, whether through UPI, Paytm, or direct bank transfer.

After analyzing dozens of earning apps in India, we’ve shortlisted the best money earning apps that are safe, easy to use, and actually pay. From surveys to affiliate income, find the perfect app to match your skills and time.

What are Online Money Earning Apps?

Money earning apps are mobile apps that help you make real cash, rewards, or gift cards by doing simple tasks online. These tasks include taking surveys, watching ads, playing games, sharing product links, reselling, or even walking to stay fit.

Depending on how active you are, you can earn anywhere from a few hundred rupees to ₹30,000 or more per month. Most apps let you withdraw money easily through UPI, Paytm, bank transfer, or gift cards.

If you’re looking for the best legitimate money earning apps in India, you’re in the right place.

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Types of Money Earning Apps

  • Money earning apps can be grouped into different types based on how they help you earn.
  • Survey & task apps pay for things like answering surveys, watching videos, or doing small tasks.
  • Cashback & rewards apps give you money or points when you shop or use certain services.
  • Refer & earn apps pay you for inviting friends to join.
  • Gaming apps let you earn by playing games and winning matches.
  • Freelance & gig apps help you find online work and get paid per project.
  • Investment apps let you earn through stocks, mutual funds, or crypto.
  • Content apps pay you for creating videos, posts, or working with brands.

This list also includes the best online earning apps across all these categories.

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List of 15 Best Real Money Earning Apps in India

1. EarnKaro

earnkaro homepage

Earn money by sharing deals

EarnKaro is one of the top online money earning apps in India. It lets you earn commission by sharing product links from sites like Myntra, Ajio, and Flipkart. It’s free to join, easy to use, and one of the best affiliate marketing platforms to earn up to ₹50,000/month. Withdrawals start at just ₹10.

Pros and Cons

ProsCons
Best earning app without investmentRequires consistent link sharing
High commission potentialEarnings depend on others’ purchases
Simple and mobile-friendly appPayouts may take a few days

Avg Monthly Earning: ₹1,000–₹30,000

EarnKaro App Insights:

EarnKaroAndroid
Installs1M+
Ratings3.3/5
Reviews18.7K
Compatibility6.0 and up

How do people feel about EarnKaro?

I had really a good experience with EarnKaro. The tracking of the cashback is immediate. What to say about app, it’s damn smooth and easy to use. One more thing I want to say, it’s offering higher cashback as compared to other platforms. Keep going! 💐💐

MALAY RANJAN DAS

2. Pawns.app

Pawns.app2

Earn cash via surveys and Internet sharing

Pawns.app is a simple money earning app where you can earn money by sharing unused internet, completing surveys, and referring friends. Earn up to $140/month, get $2 per survey, $3 per referral, and a 10% bonus from their earnings. Withdraw via PayPal or gift cards.

Pros and Cons

ProsCons
Earn without doing anythingLow earnings unless always connected
Supports PayPal and cryptoNot suitable for mobile data users
Runs quietly in the backgroundSome users may have privacy concerns

Avg Monthly Earning: ₹300–₹2,000

Pawns.app Insights:

Pawns.appAndroidIOS
Installs10M+
Ratings4.3/54.5/5
Reviews224K1K
Compatibility6.0 and up16.0 or later
Download LinkVisitVisit

Tip for you: Look for online app reviews to ensure their legitimacy. Avoid apps with many negative reviews or those known for not paying their users.

3. Swagbucks

Swagbucks

Earn money by sharing deals

Swagbucks is a trusted online earning app to make money without investment by doing simple tasks like surveys, watching videos, or shopping. Earn SB points and redeem them for gift cards or cash. Get a $10 bonus for signing up.

Pros and Cons

ProsCons
Multiple earning optionsLimited high-paying surveys in India
Trusted international brandSome tasks pay low
Gift card & PayPal optionsPayPal may not always work in India

Avg Monthly Earning: ₹500–₹5,000

Swagbucks App Insights:

SwagbucksAndroidIOS
Installs10M+
Ratings4.4/54.4/5
Reviews401K143.9K
Compatibility8.0 and up15.1 or later
Download LinkVisitVisit

4. CoolSurveys

CoolSurveys

Take surveys and earn cash or gift cards

Cool Surveys is one of the best cash earning apps that pays you for filling out surveys. You can earn up to $2 per survey and make up to $100 each month. Once you reach $10, you can cash out through PayPal or get gift cards. New surveys are added every day, so you can keep earning by sharing your opinions.

Pros and Cons

ProsCons
Quick to complete surveysSurveys often pay low
No login neededTechnical glitches occur
Easy to install and useNot many survey topics available

Avg Monthly Earning: ₹100–₹800

CoolSurveys App Insights:

CoolSurveys AndroidIOS
Installs500K+
Ratings4.3/54.7/5
Reviews71.3K2.1K
Compatibility5.0 and up13.4 or later
Download LinkVisitVisit

Also read: The Best Earning App for Students

5. BigCash

Big Cash

Play fantasy sports and games to win cash

Big Cash is a daily money earning app in India with 20+ games like cards, arcade, and fantasy sports. Play free or paid games to win real cash. It’s safe, certified, and supports withdrawals via Paytm, UPI, or bank transfer.

Pros and Cons

ProsCons
Wide variety of gamesRequires skill and time commitment
Paytm and UPI supportedOften needs initial deposit
Skill-based, not just luckRisk of monetary loss in games

Avg Monthly Earning: ₹200–₹2,500

BigCash App Insights:

BigCashAndroid (Practice)IOS
Installs100K+
Ratings4.0/53.9/5
Reviews7.22K1.9K
Compatibility6.0 and up13.0 or later
Download LinkVisitVisit
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6. InboxDollars

Inbox Dollars

Get cash for reading emails and shopping

InboxDollars is a best earning app without investment that pays for taking surveys, reading emails, playing games, and shopping online. It’s paid out over $57 million to users and works with real brands. Cash out once you reach $30.

Pros and Cons

ProsCons
Variety of task optionsLimited availability in India
Reliable track recordVPN required for full access
Welcome bonus on signupLong surveys with disqualifications

Avg Monthly Earning: ₹300–₹3,000

Inbox Dollars App Insights:

Inbox DollarsAndroidIOS
Installs5M+
Ratings4.1/54.5/5
Reviews162K214.3K
Compatibility6.0 and up14.0 or later
Download LinkVisitVisit

7. Userfeel

Userfeel

Get paid for testing websites and giving feedback

Userfeel is an easy-to-use earning app where you get paid to test websites and tell what you think about them. Just take a short test to get started, and you can earn up to ₹500 for each task. Each session takes around 15–25 minutes, and you get paid through PayPal. It’s among the best earning apps for short gigs.

Pros and Cons

ProsCons
High pay per testLimited test availability
Flexible remote workNeeds a quiet space and mic
Fun and engaging tasksRequires fluent communication skills

Avg Monthly Earning: ₹500–₹5,000

Userfeel App Insights:

Userfeel AndroidIOS
Installs500K+
Ratings3.2/53.1/5
Reviews2.02K91
Compatibility10.0 and up14.4 or later
Download LinkVisitVisit

8. Winzo

Winzo

Compete in games and quizzes to earn real money

WinZO Games is one of the biggest daily withdrawal earning app in India with over 10 crore users. It has 100+ fun games like Ludo, Rummy, Poker, and Teen Patti. You can win up to ₹10 crore every day, earn money by doing tasks and surveys, and even get 10% of whatever your referred friends earn for life.

Pros and Cons

ProsCons
100+ game optionsAddictive gameplay habits possible
Regular bonuses and contestsSome games are pay-to-play
Instant cashouts via UPI/PaytmWithdrawal fee applies on low amounts

Avg Monthly Earning: ₹300–₹3,000

Winzo App Insights:

WinzoAndroidIOS
Installs10M+
Ratings3.9/54.5,/5
Reviews98.8K3K
Compatibility6.0 and up14.0 or later
Download LinkVisitVisit

Also, read our latest blog on how to earn money online as a student.

9. Growfitter

Growfitter

Earn rewards for achieving your fitness goals

Growfitter helps you earn rewards just for keeping fit, like walking, running, doing yoga, or cycling. With over 50 million users, you can turn your points into cash, gift cards, crypto, or even holiday offers. Earn more by referring friends, completing challenges, or watching ads.

Pros and Cons

ProsCons
Fitness motivationReward options limited
Good for daily walkersNeeds app sync
Unique conceptPhysical effort required

Avg Monthly Earning: ₹200–₹1,500

Growfitter App Insights:

Growfitter AndroidIOS
Installs1M+
Ratings4.3/53.9/5
Reviews16.9K10
Compatibility8.0 and up13.0 or later
Download LinkVisitVisit

10. Poll Pay

Poll Pay

Earn money by answering quick surveys

Poll Pay is a Legitimate earning apps where you can earn money just by answering easy questions. You can get your rewards through PayPal, Amazon, Netflix, Google Play, and more. The payouts are quick and safe, so you get paid in real-time after finishing each task.

Pros and Cons

ProsCons
Quick and easy surveysLimited number of surveys daily
Low payout thresholdFrequent disqualifications
PayPal withdrawal availableNot specifically designed for India

Avg Monthly Earning: ₹300–₹2,000

Poll Pay App Insights:

Poll Pay AndroidIOS
Installs10M+
Ratings4.2/54.7/5
Reviews1.25M87.6K
Compatibility8.0 and up15.1 or later
Download LinkVisitVisit
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11. Freecash

Freecash

Complete tasks to earn free cash

Freecash is the best online money earning apps with 10M+ downloads, where you earn by playing games, doing tasks, and surveys. Cash out via PayPal, Bitcoin, or gift cards, sometimes in just 42 minutes. Earn up to $17.53/day, starting from just $0.50.

Pros and Cons

ProsCons
Fast withdrawals (within 24 hours)Offers limited in some countries
Supports PayPal and cryptoInactivity lowers offer quality
Daily giveaways & contestsTasks can be repetitive

Avg Monthly Earning: ₹500–₹3,000

Freecash App Insights:

FreecashAndroid
Installs10M+
Ratings4.0/5
Reviews167K
Compatibility5.0 and up
Download LinkVisit

Tip: Don’t rely on just one app. Use multiple apps to increase your earning potential. If one app doesn’t work out, you have others to fall back on.

12. Google Opinion Rewards

Google Opinion Rewards

Get paid for sharing your opinion

While many survey apps feel like scams, Google Opinion Rewards is a real money earning app without investment, trusted and easy to use. Just download the app, answer short and simple surveys, and earn up to $1 in Google Play credits per survey. You can use your earnings to buy apps, games, or even pay for subscriptions.

Pros and Cons

ProsCons
Backed by GoogleNo real cash payout
Super short surveysInfrequent survey availability
No withdrawal hasslesLimited to Android users only

Avg Monthly Earning: ₹50–₹500

Google Opinion Rewards App Insights:

Google Opinion Rewards AndroidIOS
Installs100M+
Ratings4.2/54.7/5
Reviews3.69M181.7K
Compatibility7.0 and up16.0 or later
Download LinkVisitVisit

13. ySense

ySense

Earn cash for completing tasks and surveys

ySense is a real money earning app that pays you for surveys, app sign-ups, and watching videos. You can cash out through PayPal, Skrill, or Payoneer in just a few days. Earn more by inviting friends and joining contests.

Pros and Cons

ProsCons
Global supportSurvey disqualification common
Multiple payment methodsLengthy tasks
Reliable reputationEarning rate varies

Avg Monthly Earning: ₹300–₹4,000

ySense App Insights:

ySense AndroidIOS
Installs1M+
Ratings3.2/53.1/5
Reviews6.74K78
Compatibility6.0 and up12.0 or later
Download LinkVisitVisit

14. Chillar Money Earning App

Chillar Money Earning App

Complete tasks and play games to earn cash

Chillar Money Making App is a free and the best earning apps without investment, where you can earn real money by doing daily tasks and playing Epicplay games. You can earn up to 600 chillars per task, get 10% of what your referrals earn, and unlock better tasks by completing KYC and checking offer details.

Pros and Cons

ProsCons
Smooth UIRepetitive tasks
Paytm supportedAd interruptions
Beginner-friendlySlow earnings

Also read: Best Daily 100 Rupees Earning Apps

Avg Monthly Earning: ₹100–₹1,000

Chillar Money Earning App Insights:

Chillar Money Earning AppAndroid
Installs1M+
Ratings4.2/5
Reviews28.4K
Compatibility7.0 and up
Download LinkVisit

15. Ace23

Ace23

Play card games and win cash prizes

A23 Games offers games like Fantasy Sports, Rummy, Poker, and Call Break with smooth gameplay and fast withdrawals. Earn 1 AcePoint for every ₹100 spent, get up to ₹1000 bonus on first deposit, and earn up to ₹15,000 through referrals. Daily and weekly challenges bring extra rewards. A23 Games is considered the best earning app in India for fantasy and card games.

Pros and Cons

ProsCons
Fast cashoutsGambling risks involved
Variety of card gamesLegality concerns in some states
Quick earnings for skilled playersCan become addictive

Avg Monthly Earning: ₹200–₹5,000

A23 Games App Insights:

A23 Games AndroidIOS
Installs10M+
Ratings4.1/54.2/5
Reviews151K9.9K
Compatibility5.0 and up13.0 or later
Download LinkVisitVisit
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Which Earning App is Right for You?

For Homemakers

  • EarnKaro – Share Amazon/Flipkart links and earn money when someone shops
  • CashBoss – Earn rewards for app downloads and sharing with friends
  • Frizza! – Install apps and get mobile recharge rewards
  • Cash Baron – Complete easy tasks and earn daily rewards
  • PollPe – Indian app that gives good money for taking surveys
  • Make Money App – Watch videos, install apps, and earn
  • Cash Buddy – Indian app with tasks and referral rewards
  • Chillar App – Watch ads, refer friends, and get paid
  • CashKaro – Earn cashback on household shopping

For Students

  • Swagbucks – Earn by answering surveys, watching videos, and doing daily tasks
  • Freecash – Do offers and earn cash or gift cards
  • Inbox Dollars – Earn in dollars for surveys and playing fun games
  • FeaturePoints – Download apps, complete offers, and earn rewards
  • Rupiyo – Indian app with daily check-ins, videos, and invites
  • Poll Pay – Answer short surveys and get paid via PayPal
  • CoolSurveys – Very simple app for quick surveys
  • TaskBucks – Install apps, refer friends, and earn mobile balance
  • Pocket Money – Do small tasks, refer others, and earn cash
  • JustPlay – Play Android games and earn rewards and gift cards
  • Roz Dhan – Read news, walk and earn, and refer friends

For Freelancers & Hustlers

  • Fiverr – Sell your digital services to global clients
  • Toloka – Do small online tasks and get paid (worldwide)
  • Userfeel – Test websites and give feedback for money
  • Testerup – Test apps and write reviews for cash
  • Paidwork – Do tasks and earn as you complete goals
  • ySense – Offers surveys and tasks with solid payouts
  • Cointiply – Earn crypto for completing small online jobs
  • MoneyTree Rewards – Watch videos, do offers, and earn
  • Streetbees – Share your opinions and earn through small life-based surveys
  • The Panel Station – Take regular surveys and get monthly rewards
  • AttaPoll – Short surveys with quick cashout
  • Pawns.app – Earn passive income by sharing your unused internet data

Also read: Best Online Money Earning Websites

For Gamers

  • Paytm First Games – Play games and win Paytm cash
  • WinZO – 100+ fun games with real money rewards
  • Big Cash – Play arcade and card games to earn money
  • Adda52 – Real cash poker (for experienced players only)
  • Ace23 – Competitive casino-style games (play responsibly)
  • mRewards – Play games and earn coins that convert to money
  • mPaisa – Indian app combining games and money tasks
  • MISTPLAY – Play Android games and earn gift units
  • Match to Win – Play casual games and join cash contests
  • VidMate Cash – Gaming tasks and video watching

For Fitness & Wellness Lovers

  • Growfitter – Track your workouts and get Flipkart/Amazon gift cards
  • HealthyWage – Set a weight loss goal, bet on yourself, and win real money
  • Ibotta – (Mainly for U.S. users) Get cashback on groceries and healthy items
  • Google Opinion Rewards – Quick health-related surveys that pay instantly

Tip: Be cautious of apps that require you to pay upfront fees or promise unrealistically high earnings. Legitimate earning apps will not ask for money to join.

Important Things to Know Before Using Money Earning Apps

1. Check if the App is Real or Fake

Before you download any app, take a few minutes to read reviews and check ratings. This helps you avoid scams and pick trusted apps.

2. Don’t Expect Big Money

These apps can give you some extra cash, but don’t expect a full-time income. What you earn depends on how much time you spend and what kind of tasks the app offers.

3. Know How Much Time It Takes

Some apps are quick and easy, while others need daily effort. Choose one that fits your free time and interests.

4. Watch Out for Apps Asking for Money

Most apps are free, but some (especially gaming or trading apps) may ask for an initial investment. Always be careful before paying anything.

5. Check the Minimum Payout Limit

Some apps let you withdraw money only after you reach a certain amount (like ₹50 or ₹100). So check the payout rules before you start.

6. Know How You’ll Get Paid

Ensure the app supports your preferred payment method, such as UPI, bank transfer, Paytm, or gift cards.

7. Keep Track of Your Income for Tax

If you’re earning regularly, you might need to report it during tax filing. Keep a record of how much you make.

8. Stay Safe Online

Use apps that have secure login and proper payment methods. Don’t share your personal details with untrusted apps.

9. Be Realistic

Treat these apps as a way to earn pocket money, not your main source of income.

Since these apps help you earn some extra money, there are several other ways as well where you can generate money online. Please take a look at our all-time best blog, where we have mentioned some other easy ways to earn money online. Feel free to check it out.

Conclusion

Starting to earn online might seem confusing at first, but these best online earning apps are easy to use, safe, and really worth it. Just take the first step, you’ll be surprised how much you can earn by giving just a few minutes each day.

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FAQs

What are the top 10 money earning apps without investment?

Top 10 money earning apps without investment includes: EarnKaro, TaskBucks, Swagbucks, Roz Dhan, Cointiply, Current Rewards, Pocket Money, The Panel Station, Google Opinion Rewards, Rupiyo

What is the best app to earn money?

There are various apps through which you can earn real money, like EarnKaro, Google Opinion Rewards, TaskBucks, App Trailer, and Swagbucks.

Are money earning apps legit?

Yes. Money earning apps are legit. And there is a law that prohibits the use of such best apps for earning money.

How much money can I earn from earning apps?

The amount of money you can earn from earning apps varies depending on the app, how much time you spend using it, and how well you perform the tasks. You can earn a few dollars daily from most earning apps.

Which is the No. 1 earning app?

The best earning apps in India is EarnKaro. With EarnKaro you can easily earn up to ₹50,000 every month.

Which app gives 500 rupees?

Some of the best earning apps that give 500 rupees are EarnKaro, Swagbucks, Freecash, mCent and Roz Dhan.

Which app gives 100 rupees per day?

There are many apps that give 100 rupees per day like CashBoss, Frizza!, EarnQuick, mCent, Galo and Rupiyo.

How can I get 1000 rupees fast?

Here some of the best apps that can get you 1000 rupees fast like EarnKaro, Roz Dhan, Winzy, mRewards, mPaisa, MISTPLAY and Match to Win.

Last But not least, do you know that you can also earn money with trading apps? Check out our list of top trading apps to earn money in India and start your earning journey with trading today.


Please Note: The content mentioned on this site is for educational and information purposes only. Such information shall not be interpreted as professional financial advice. References to the mentioned apps/websites are dynamic in nature, and we shall strive to keep these updated. The numbers stated may differ from the actual numbers. For more information, kindly refer to our Privacy Policy & Disclaimer.

Complementary Read:

Mansi Rana
Professional Experience. Mansi joined EarnKaro in 2022 as a Content Analyst. With over three years of experience, she is a seasoned content writer specializing in niches such as affiliate marketing. Educational Background. A Journalism and Mass Communication graduate from Amity University, Mansi channels her passion towards empowering aspiring micro-influencers through the power of affiliate marketing. More About Her. She indulges in her passion for beauty and fashion in her spare time, immersing herself in extensive research and staying up-to-date with the latest trends and innovations.

79 COMMENTS

  1. Your blog post was informative and practical. I found the tips and advice you provided to be useful and easy to implement.

    • Hi Muafar, I’m thrilled to hear that you found the information helpful and that you’ve gained knowledge from the article. It’s always great to know that the content is making a positive impact.

    • Hi Salome,

      Yes you can take part in many of the listed apps please check if they are available in your country and you are good to start earnings.

    • You’re very welcome! If you ever have more questions, feedback, or if there’s anything else you’d like to see on the blog, don’t hesitate to reach out.

    • Hi Deva,
      No app can promise you to pay you 10000/month the your earning totally depends on the amount of work and dedication you put in these apps.

  2. Hi to every body, it’s my first pay a visit of this webpage; this
    blog carries amazing and really excellent data
    in favor of visitors.

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