Credit card affiliate programs can be a great way to make money online. All levels of affiliate marketers – beginners as well as professionals, can earn by promoting credit cards to their network. The Indian credit card industry is predicted to grow exponentially from $80 billion to $198 billion by 2024. Today, let us discuss some of the best credit card affiliate programs in India, so you can decide which one is right for you and start earning quickly. So, let’s get started!

Why should you join Credit Card Affiliate Programs?

1. High Commissions

For each accepted application and sale, credit card affiliate networks have the potential to pay you a respectable commission. You may easily earn huge commissions with these programs if you use the appropriate techniques and make the necessary effort.

2. Variety of Products

Numerous credit cards are available through credit card affiliate programs from well-known banks and financial organizations. This implies that you can market a range of goods and services to potential clients.

3. Free to Join

Affiliate programs for credit cards are often free to join and simple to set up. Simply register for an account and begin marketing the products.

4. Targeted Audience

Credit card, banking & financial organizations are specialized industries which means affiliate marketers can market to particular demographics and raise their chances of making more transactions.

Top 10 Credit Card Affiliate Programs with High Commissions & Rewards

1. State Bank of India

sbi logo
SBI logo

The largest public sector bank in India, State Bank of India (SBI) has a nationwide network that includes more than 24,000 branches and 59,000 ATMs. A broad range of banking services, including savings accounts, current accounts, fixed deposits, loans, credit cards, mutual funds, insurance, etc., are available. The bank additionally offers several online services, including internet banking, mobile banking, and online banking. You can join the SBI Simply Click Credit Card Affiliate Program and earn a flat ₹2,000 Commission on every successful disbursal.

Commission (Successful Card Disbursal)₹2,000
Cookie Duration45 Days

2. IDFC First Bank

IDFC First Bank logo
IDFC First Bank logo

IDFC First Bank is a banking and financial organization that was formed as a result of the merger of IDFC Bank and Capital First. The bank was established in 2015 and deals with both individual and corporate clients in retail banking, corporate banking, digital banking, wealth management, and other financial services. Affiliate marketers can join the IDFC First Credit Card Affiliate Program to earn a flat ₹1,500 commission on every successful approval.

Commission (Successful Approval)₹1,500
Cookie Duration50 Days

3. Axis Bank

Axis Bank logo
Axis Bank logo

One of India’s biggest private sector banks, Axis Bank was founded in 1994. The bank provides a wide range of goods and services, including digital banking, corporate banking, SME banking, retail banking, and NRI services. It also has a strong presence in the payments and cards segment. The Axis Bank Credit Card Affiliate Program can pay you up to ₹3,500 for every successful disbursal.

Commission (Successful Card Disbursal)Up to ₹3,500
Cookie Duration40 Days

4. ICICI Bank

ICICI Bank logo
ICICI Bank logo

ICICI Bank is a global banking and financial services provider. Through various distribution channels, ICICI Bank offers a wide selection of banking products and financial services to corporate and retail clients. The ICICI Credit Card Referral Program is available only to existing credit card holders who can get up to ₹2,000 reward points for every successful approval.

Commission (Successful Approval)Up to ₹2,000
Cookie Duration45 Days

5. Standard Chartered

Standard Chartered logo
Standard Chartered logo

With its headquarters in London, Standard Chartered is a multinational banking and financial services organization that has more than 1,200 branches and outlets. Standard Chartered is present in more than 70 countries and territories. The Standard Chartered Credit Card Referral Program can provide up to ₹500 for every successful lead.

Cookie Duration30 days

6. IndusInd Bank

IndusInd Bank logo
IndusInd Bank logo

A prominent private sector bank in India, IndusInd Bank was founded in 1994. The private sector bank deals in public deposits, credit cards, consumer loans, foreign exchange, wealth management, and other financial services. The bank offers internet banking and a sizable network of branches and ATMs. The IndusInd Bank Credit Card Affiliate Program can provide affiliate marketers with up to ₹2,400 for every successful conversion.

CommissionUp to ₹2,400
Cookie Duration45 Days

7. RBL Bank

RBL Bank logo
RBL Bank logo

RBL Bank is a private sector bank in India with a presence in over 18 states and union territories in the country. It is a full-service bank offering a wide range of banking products and services to its customers which includes most retail consumers, SMEs, and corporate clients. The RBL Bank Affiliate Program can help affiliate marketers with up to ₹350 for every successful conversion.

Cookie Duration30 Days

8. AU Small Finance Bank

AU Small Finance Bank logo
AU Small Finance Bank logo

Founded in 1996, AU Small Finance Bank has been one of the trusted partners of millions of customers in India. The bank deals in consumer loans, deposits, savings accounts, credit cards, investments, and insurance. The AU Small Finance Bank Affiliate Program will allow affiliate marketers to earn up to ₹2000 for every successful registration.

CommissionUp to ₹2,000
Cookie Duration

9. Bank of Baroda

Bank of Baroda logo
Bank of Baroda logo

Established in 1908, the Bank of Baroda is one of the oldest and most trustworthy banking names in India. It offers a wide range of products and services, such as savings and current accounts, credit cards, loans, investments, and insurance. The Bank of Baroda Affiliate program can provide affiliate marketers with an ₹250 commission for every successful conversion.

Cookie Duration45 Days

10. Yes Bank

Yes Bank logo
Yes Bank logo

Yes Bank was launched in India in 2004 and deals in retail banking, corporate banking, investment banking, merchant banking, asset management, private equity, and wealth management services. The Yes Bank Credit Card Affiliate Program can earn you between ₹1,200 to ₹1,500 for every successful registration.

Commission₹1,200 – ₹1,500
Cookie Duration


There might not be a lot of options for credit card affiliate programs but even the limited deals can earn affiliate marketers great returns. Find the credit card affiliate programs that you think can work best for you and start earning massive returns today. Best of Luck!


Do credit card companies have affiliate programs?

Yes. Credit Card companies do offer affiliate programs. This niche is competitive but offers high commissions, making it one of the most profitable niches out there.

What is the average amount that we can earn through selling credit cards with affiliate links?

As a credit card affiliate marketer, you can earn anywhere between ₹40,000 – ₹50,000 every month.

What is the highest-paying credit card affiliate program in India?

Axis Bank offers up to ₹3500 commission on every successful credit card disbursal making it one of the highest-paying credit card affiliate programs in India.

Do we need to pay to join these programs?

You can join these affiliate programs absolutely free with EarnKaro. All you need to do is download the EarnKaro app and create an account. Then you can start sharing credit card affiliate links with your network.

Who is eligible to promote credit cards?

There are no set criteria as to who can promote credit cards. Anyone can become a credit card affiliate marketer and earn commissions.

Mansi Rana is an experienced content writer with 2 years of experience in creative storytelling. A Journalism and Mass Communication graduate from Amity University, Mansi is passionate about helping creating micro-influencers through the power of affiliate marketing. When not writing for the Internet, she is a voracious researcher of all things beauty and fashion.


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